Become an Expert at Finding Free Stuff

As college students, post-grads, and entry level job holders, we all have something in common. We are living with little in the way of income.

The only solution that I can see, and that I can implement in my daily life, is to become an expert at finding stuff for free. Here are some tips:

  1. If you must (and I must sometimes) buy coffee from your local Dunkin Donuts or Starbucks, make sure you are enrolled in their loyalty programs. If you buy enough Starbucks under the loyalty program, and I am not advising this, you get free refills. Maximize that. If you buy enough Dunkin using the loyalty program, you get a free drink every 200 points, and coupons using the app. Don’t get me started on the birthday perks. I’m an addict, disregard this advice if you are a smarter human being than I am. And continue on to step 2:
  2. Every paycheck, or every week, MOVE SOME MONEY AWAY FROM YOURSELF. If you hide money from yourself, maybe you will forget about it. I use Barclayus.com. Their savings account is 1% APY, compounded daily, and what makes Barclaysus.com great for me is that it will take 2-3 business days to take the money out. Perfect for out of sight out of mind.
  3. Use public transport as much as possible. When I was in college, I used as much public transport as possible, whether it was buses, metro, or carpooling with fellow students.
  4. Use coupons, saving money is cool, sometimes couponing can even get you free stuff. Here’s a great coupon website resource from my friend Brock over at Cleverdude.com,

Three Easy Ways To Find Coupons

My next post will speak more to the power of compound interest. Interested in how to maximize your savings? Compound interest is vital.

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